* Promotional voucher to be used toward your next in-store purchase of merchandise at participating Sports Experts, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey stores and must be presented and surrendered at time of purchase. This promotional voucher is redeemable for one time use only. In-stock merchandise only. Excludes gift cards and previous purchases. The voucher has no cash value and is applied before taxes. Select brands and styles. Other exceptions may apply. The promotion begins on March 28 and ends on December 31, 2024. FGL Sports Ltd. is not responsible for replacing the promotional voucher if it lost, stolen, destroyed, damaged, or used without your knowledge or consent. Altered, modified or photocopied vouchers are not accepted.
ƒ Information for the Triangle® Mastercard® and Triangle® World Elite Mastercard®:
Annual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) — 21.99%
Cash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees — 21.99% (if you reside in Quebec) or 22.99% (if you reside outside Quebec).
For the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges; or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.
Foreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.
Annual Fee: None
Other Fees:
Cash Advance Fee: $4 - Charged when the transaction is posted to your account.
NSF/Dishounoured Payment Fee: $25 - Charged if a payment you make is dishonoured.
Charges for Copies: $2 — Charged when you request a copy of a statement.
Credit Balance Administration Fee: The lesser of $2 or the amount of your credit balance - Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive (other than any credit balance fees) for the previous 2 billing periods.
Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard and the Triangle World Elite Mastercard is 21.99% for cash transactions and related fees and 21.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10 are due in full. For accounts opened prior to June 13, 2019 the rate of 5% will start at 2% and increase by 0.5% each August 1st until it reaches 5%. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard and the Triangle World Elite Mastercard do not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 21.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:
If your average balance is:
$100
$500
$1,000
$2,000
Total monthly credit card charges will be:
$1.81
$9.04
$18.07
$36.15
® Sports Experts, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey are registered trademarks of FGL Sports Ltd.
®/TM Mastercard and the circles are registered trademarks of Mastercard International Incorporated.
